I have 2 sets of wheels and tires. The trail set is 37X12.50R17 Trail Grapplers on steel beadlocks. Aired down to about 8 PSI on the trails they are amazing. On the road, not so much. For on the road, I have a set of 37X12.50R20 MT ATZ P3 tires on 20" Rugged Ridge wheels. They ride smoother and more quietly, and handle considerably better. I kind of doubt that the majority of the people you run into with 20" wheels on a Jeep are doing what I'm doing, but obviously some of us are.
And yes, these actually are the same Jeep. It gets changed around all the time.