I need more of that in my life... I'm always playing on the safe side when it comes to finances.
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Oh I play it safe as I can. I just worry about myself and doing stupid stuff like that if I had a credit card.
I wish I didn't care about my credit score. Because then I could max out my cards and have a beast rig. Then I wouldn't need a good score since the jeep will be "done", won't be buying another vehicle and I'm already in a house! No need for a good core at that point!!
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Building your credit score back up sucks. We had great credit and then I quit a job without having another job because it was killing my marriage and me emotionally. We sold off everything we could to stay afloat and paid as much as we could on everything we still had. Never missed a payment but there were times we couldn't make full payments. We were always in contact with everybody and they all knew our situation. The credit score still suffered and it's been fun trying to rebuild it. It's not the greatest now but it's getting a crap load better.
We are also in the process of selling our house that we bought in Oct 2015 because we found something we like better and it has a small shop. We bought ours cheap enough that we should make money and cover any and all costs needed at closing to get into the other one.
So I'm on hold anything credit wise for a bit. Hopefully it goes quick here and I can still get a card and find some rooms. Still need to talk to the wife about it again also. She was for it when this thread started.