I'm just curious, how do insurance companies handle mis-haps that occur on the trail, say a blown radiator because you hit a tree?
so just convince the insurance company that the tree was falling at the time and all is well!That's a collision claim and depending on your state, you would have a mark on your record for 3 years. Unless of course the tree was moving, then that changes everything.
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So, for anyone who's interested, I've made a lot of calls and tried to see if anyone could help me out by bundling my home and auto insurance and.... I came up with higher rates. My State Farm home owners insurance has great coverage and at a low price but if I bundle it with auto, I get less coverage there and end up paying quite a bit more. My AAA auto insurance is really good and at a great price, especially being that I own 7 Jeeps but if I were to add my home and with the exact same coverage, I again end up paying quite a bit more. So, for now, I guess I'm just going to stick with what I've got. :crazyeyes:
So, for anyone who's interested, I've made a lot of calls and tried to see if anyone could help me out by bundling my home and auto insurance and.... I came up with higher rates. My State Farm home owners insurance has great coverage and at a low price but if I bundle it with auto, I get less coverage there and end up paying quite a bit more. My AAA auto insurance is really good and at a great price, especially being that I own 7 Jeeps but if I were to add my home and with the exact same coverage, I again end up paying quite a bit more. So, for now, I guess I'm just going to stick with what I've got. :crazyeyes:
So, for anyone who's interested, I've made a lot of calls and tried to see if anyone could help me out by bundling my home and auto insurance and.... I came up with higher rates. My State Farm home owners insurance has great coverage and at a low price but if I bundle it with auto, I get less coverage there and end up paying quite a bit more. My AAA auto insurance is really good and at a great price, especially being that I own 7 Jeeps but if I were to add my home and with the exact same coverage, I again end up paying quite a bit more. So, for now, I guess I'm just going to stick with what I've got. :crazyeyes:
We have Amica for home and auto. They have been great so far. All the mods and accessories are covered. I just need to provide receipts and photos and it is covered. With homeowners at the end of the year we get a dividend check that is a few hundred bucks. They operate similar to REI so it is owned by policyholders. We have yet to have an issue with them. Going on 4 years I believe.
When I spoke with a Statefarm agent that works with a lot of my family members he informed me they would cover trail damage . To me that is almost worth me paying a extra 50 a month on my Jeep but I'm still a little sceptical lol
I was going to look into a stated value policy as well but I'd have to be sure it covers trail damage like a rollover for instance.
My current agent told me if I do suffer a rollover to just get it to the road and make a claim. This is disturbing they would basically tell me to commit insurance fraud lol WAYALIFE mobile app
Another one for USAA. But civilians can't get it. But a good amount of my Jeep buddies have Geicko and like them
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I was talking about USAA where civilians can't get it. Not GEICOGeico does stand for Government Employee Insurance CO
They do have really low rates, almost $70 less then Statefarm but that said, with Statefarm they just need pics of mods with no receipts and they do cover trail damage as long as your not racing the vehicle off-road.
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When I spoke with a Statefarm agent that works with a lot of my family members he informed me they would cover trail damage . To me that is almost worth me paying a extra 50 a month on my Jeep but I'm still a little sceptical lol
I was going to look into a stated value policy as well but I'd have to be sure it covers trail damage like a rollover for instance.
My current agent told me if I do suffer a rollover to just get it to the road and make a claim. This is disturbing they would basically tell me to commit insurance fraud lol
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$50 a month EXTRA?! Jesus! That's almost what I pay monthly for full coverage on my jeep.
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