This has been an issue with me for a while now. I have a few businesses with some high dollar and custom equipment. Most insurance companies will say they can insurance it as long as you have all the receipts. But the issue is if they actually will. Unless it is specifically stated in detail that they will cover the exact parts, I would not trust it. If there is any wiggle room for an insurance company, they will use it. A lot of times it's not your insurance agents decision anyways.
I have a few semi trucks with high dollar custom bodies on them. I have an actual separate policy for those items that have everything listed out.
The only way to truly be covered when catastrophe happens, is to have the items all listed on a rider of the policy. Also, an appraisal on the jeep with listed items should be done as well.
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