Anyone Else Losing Their Health Care in 2018?
- Thread starter wayoflife
- Start date
SDG
Caught the Bug
I have blue cross high deductible plan with an health care spending account through work. When I was on the site the other day it appeared to me that individuals could sign up. I would see if they have this for your area. The payments are not too bad, and the HSA is like a 401k where contributions are pre tax, and capped at 3k? Per person. If I remember correctly when the account gets 5k in it it's invested like a 401k and when you go to the Dr you can just draw against it. Basically if you don't go to the Dr often you don't have to pay all that much.
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madstiles
New member
Don't know about Nevada but I have Florida blue (Blue cross blue shield) and you can purchase without a broker on their website. I pay about $500 a month for individual high deductible plan. Deductible is $1500 max out of pocket $5000.
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sassmouth
Member
In Illinois, the exchanges are the only place to obtain individual coverage, subsidy or not.
sc_rhino
Member
That stinks. Curious how someone got ins before ACA.
jesse3638
Hooked
That truly sucks to be losing coverage. Being self employed or a business owner has to be really difficult when it comes to health insurance. Sounds like there are some good leads on a solution though.
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HoosierWolf
Member
I have a friend who is self employed and she is currently using Ambetter Health by MHS and it has been costing her under 100.00 per month but that was with a tax credit. I don't know if that is an option in Nevada and she doesn't know if it will be sticking around going forward either.
Wish I could be more help. I know that our future down the road is going to paying for our own insurance but I'm only just now delving into sort out options.
Appreciate the thread though. I'll be checking it to see what everyone else has found as solutions.
Wish I could be more help. I know that our future down the road is going to paying for our own insurance but I'm only just now delving into sort out options.
Appreciate the thread though. I'll be checking it to see what everyone else has found as solutions.
LOL!! So, to add insult to injury (no pun intended), I got word from Anthem a while ago that they'd be able to help me figure out something in spite of the fact that the Silver State Exchange will no longer cover Carson City County. Today I learned through my local news that Anthem is now leaving the State of Nevada entirely. :crazyeyes:
jtpedersen
Caught the Bug
If you have not had to deal with O'care directly, you simply cannot appreciate the reality of ACA.
One avenue we found helpful, was to look for different groups to join. There are a number of group policies for members of a credit union, college alumni, professional groups (e.g. real estate agents), and the like. May not offer tremendous relief monetarily, but they will help, and can offer coverage where you'd otherwise find nothing.
For what it's worth.
One avenue we found helpful, was to look for different groups to join. There are a number of group policies for members of a credit union, college alumni, professional groups (e.g. real estate agents), and the like. May not offer tremendous relief monetarily, but they will help, and can offer coverage where you'd otherwise find nothing.
For what it's worth.
ROBnTANK
Member
Nope, I'm Tricare for life. I just need to pay some co-pays and deductibles.
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Trail Bud
Hooked
How many hrs a week does she need to get the health benefits? That's a good idea.
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LOL!! Seriously :crazyeyes:
We have been looking into this as well. Cobra runs out for us midyear next year, and If we could find something that we like sooner (less costly) we would jump now. Having been in the medical device industry for 20+ years though, and a daughter with a few health issues, the CASH side of that plan isn't sitting to well with me. You have to negotiate for a CASH price. I know there are hospitals and Dr's willing to do so, but not all. And some Dr's don't have the infrastructure for a CASH program.
Retired military don't loose health care, we loose the quality of health care that can lead to the loss of health.
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