Tough decision. If you wheel a lot but not too far from home(meaning you don't have to pack for multi night trips and have room for your spare inside, or can deal with it on the gate), then get the cage. But I would do that skyjacker thing... I have an extra ball hitch that I've been thinking about welding on a little bit of steel to achieve the same purpose, so if you can do that and get extended bumpstops(the ones on the gate...isolators maybe?) you should be good for a little longer. I had 37s on the stock carrier for a while without, then added stops, then removed it all together because I work 2 miles from work and wheel close by for the time being, so I can save up for the tire carrier and toss it in the back when I go wheel.
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